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Terms & Conditions
The following describes the terms and conditions upon which iHOptions offers access to its website to you, the customer ("you"), and the use of its services (the "Agreement").
This Agreement describes the terms, conditions and risks applicable to the use of our services available under the domain of www.ihoptions.com (the "Site"). If you have any questions regarding this agreement please contact Customer Support.
You must read, agree with and accept all of the terms and conditions contained in this Agreement without modifications, which include those terms and conditions expressly set forth below and those incorporated by reference, before you may become a customer of iHOptions. By continuing to access or use this site, you agree to follow the terms and conditions of this agreement as they may apply to you.
This agreement is effective upon
acceptance in registration for newly registering customers. If you do not agree
to be bound by the terms and conditions of this agreement, do not use or access
our services, and inform us in writing immediately.
2. Online Services Agreement
This Agreement is made by and between iHOptions and you.
This Agreement applies to both the site and trading platform, as well as to the electronic content and or software currently contained on the Site that supplies the customer with real time information about the exchange rate of some currencies, as well as with the program facilities for executing trading transactions in the foreign exchange market via the web, phone or fax, and any other features, content or services that iHOptions may add in the future (the "Services").
3. Membership Eligibility
The Services are available to and may only be used by individuals or companies who can form legally binding contracts under the law applicable to their country of residence. Without limiting the foregoing, our Services are not available to persons under the age of 18 or otherwise under legal age ("Minors"). If you are a Minor, you may not use this service. IF YOU DO NOT QUALIFY, PLEASE DO NOT USE OUR SITE.
For avoidance of doubt, we shall not be responsible for any unauthorized use by Minors of our Services in any way or manner.
Furthermore, our Services are available only to, and may only be used by individuals who have sufficient experience and knowledge in financial matters to be capable of evaluating the merits and risks of acquiring financial contracts via this Site and have done so without relying on any information contained in this Site. You shall bear sole responsibility for any decision made and/or to be made by you relying on the content of the Site.
Without derogating from the above
provision, we shall not be responsible for verifying and/or checking whether
you possess such sufficient knowledge and/or experience, nor shall we be
responsible for any damage and/or loss incurred by you due to and/or related to
the Site, transactions carried out by you and/or your use of the Services.
Without limiting the foregoing, our Services are not available where they are illegal to use, and iHOptions reserves the right to refuse and/or cancel Services to anyone at its own discretion.
4. Registration Information and Requirements
When you register for the service, iHOptions will ask you to provide certain identifying information.
You are responsible for securing your Username and Password for your account with iHOptions. You hold sole responsibility for any damage caused due to any act or omission by you causing inappropriate or irregular use of your account.
You agree to provide true, accurate, current and complete information about yourself during the registration process, and you also agree not to impersonate any person or entity, misrepresent any affiliation with another person, entity or association, use false headers or otherwise conceal your identity from iHOptions for any purpose. If you are registering as or for a business entity, you hereby declare that you have the authority to bind that entity to this Agreement.
5. Legal Restrictions
Without limiting the foregoing, you understand that laws regarding financial contracts vary throughout the world, and it is your obligation alone to ensure that you fully comply with any law, regulation or directive, relevant to your country of residency with regards to the use of the Site. For avoidance of doubt, the ability to access our Site does not necessarily mean that our Services, and/or your activities through it, are legal under the laws, regulations or directives relevant to your country of residency.
You hereby declare that the moneys invested in your account with iHOptions do not originate from drug trafficking, abduction, or any other criminal or illegal activity.
6. Limited License
iHOptions grants you a non-exclusive, non-transferable and limited personal license to access and use the Site (the "License"). The License is conditioned on your continued compliance with the terms and conditions of this Agreement.
You agree not to resell or permit access of the Site to others, and not to copy any materials appearing on the Site for resale or for any other purpose to others without the prior written consent of iHOptions.
For avoidance of doubt, you shall be responsible and bound by any unauthorized use of the Site, made in breach of this section.
You agree to use the information received from the information systems of iHOptions for the sole purpose of executing transactions inside and within the Site.
You further agree not to use any electronic communication feature of a Service on the Site for any purpose that is unlawful, tortuous, abusive, intrusive on another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful.
The License granted under this
Agreement will terminate if iHOptions believes that any information provided by
you, including your e-mail address, is no longer current or accurate, or if you
fail to otherwise comply with any term or condition of this Agreement and all
rules and guidelines for each service or iHOptions establishes that you have
abused in any way (including but not limited to engaging in a transaction out of
market rates) the iHOptions trading platform.
Upon such violation, you agree to cease accessing Services. You agree that iHOptions, at its sole discretion and with or without notice, may terminate your access to any or all Services, close your open transaction and remove and discard any information or content within a Service.
7. Risk Disclosure
You agree to use the Site at your own risk.
Without limiting the foregoing, the Services contained within this Site are suitable only for customers who are able to bear the loss of all the money they invest, and who understand the risks and have experience in taking risks involved in financial markets.
The possibility exists that you could sustain a loss of some or all of your initial investment and therefore you should not invest money that you cannot afford to lose. You should be aware of all the risks associated with digital options trading and seek advice from an independent financial advisor should you have any doubts.
8. Financial Information
iHOptions may make available to you through one or more of its Services a broad range of financial information that is generated internally or obtained from agents, vendors or partners ("Third Party Providers"). This includes, but is not limited to, financial market data, quotes, news, analyst opinions and research reports, graphs or data ("Financial Information").
Financial Information provided on this Site is not intended as investment advice. iHOptions does not endorse or approve the Financial Information and we make it available to you only as a service for your own convenience. iHOptions and its Third Party Providers do not guarantee the accuracy, timeliness, completeness or correct sequencing of the Financial Information, or warrant any results from your use or reliance on the Financial Information.
Financial Information may quickly
become unreliable for various reasons including, for example, changes in market
conditions or economic circumstances. Neither iHOptions nor the Third Party
Providers are obligated to update any information or opinions contained in any
Financial Information, and we may discontinue offering Financial Information at
any time without notice.
It is your duty to verify the reliability of the information on the Site and its suitability to your needs. We exclude any liability for any claim, loss or damage of any kind allegedly caused by information presented on the Site or referred to by the Site.
iHOptions may provide a link to other sites that are controlled or offered by third parties. Such link to a site or sites is not an endorsement, authorization, sponsorship or affiliation with respect to such site, its owners or its providers.
iHOptions cautions you to ensure that you understand the risks involved in using such sites before retrieving, using, relying upon or purchasing anything via the internet.
Links to these Websites are provided solely for your convenience, and you agree that under no circumstances will you hold iHOptions liable for any loss or damage caused by use of or reliance on any content, goods or services available on other sites.
10. Trading Cancellation
iHOptions reserves the right in its sole discretion to refuse, cancel the Services, and/or refuse to distribute profits to anyone for any legitimate reason including, but not limited to:
• any instance when iHOptions
has cause to believe that a person's activities on the Site may be illegal;
• any instance where iHOptions may suffer any fiscal, regulatory, or pecuniary disadvantage by virtue of anyone’s activities;
• any instance where one or more transactions on the Site are judged by iHOptions to have been performed in violation of this Agreement.
11. Withdrawal Procedure
iHOptions's finance department handles all withdrawal requests submitted. Identification documents must be submitted in order to process a withdrawal.
There is no fee to withdraw via credit card, however any withdrawal using bank transfer will accompany a processing fee of $25.
Once a withdrawal request is submitted it can take iHOptions up to 3 business days to process the request. Please note that you will need to be an Active client for a minimum 1month. Once the request has been approved please allow an additional 4-7 days for the funds to show in your account.
12. iHOptions Bonus Policy
iHOptions offers a number of attractive reward features to its new and regular customers. Bonuses and one time trading credits rewarded to customers are part of iHOptions's promotions program. These bonuses are limited time offers and the terms and conditions associated with any bonus rewards are subject to change.
In order to withdraw your full
bonus, you will be required to execute a minimum trading volume of 20 times for
every $1 bonus. The bonus can only be withdrawn when the preceding stipulation
has been fully met and fulfilled.
The withdrawal of funds from an account before completing bonus conditions will immediately nullify the bonus and will be removed from the account.
Any indication of fraud, manipulation, cash-back arbitrage, or other forms of deceitful or fraudulent activity based on the provision of the bonus will nullify the account and any and all profits or losses garnered.
12A. REFER A FRIEND
You will be entitled to receive the Refer a Friend Bonus (the "RF Bonus") if:
(i) Following a referral by you of a friend to iHOptions (in accordance with the referral procedure of iHOptions), the friend opens a user account with iHOptions, deposits at least USD200.00 in his account and performs a trade via the Site; provided that the friend never had a user account with iHOptions (such a friend will be deemed a "Friend"), and (ii) Prior to the Friend opening an account with iHOptions, you had a valid user account with iHOptions, deposited USD200.00 (at least) in your account with iHOptions and performed a trade via the Site.
The sum of the Bonus will be USD50 that will be deposited in the user accounts of both the Referee and the Friend.
If you are entitled to receive the RF Bonus, the Friend will be entitled to receive an RF Bonus as well.
If either you or the Friend are entitled to receive any other bonus, prize or benefit from iHOptions in connection with the activities that give rise to the entitlement to the RF Bonus, then you and the Friend will receive the higher of the RF Bonus or the other bonus, prize or benefit – to be decided at the sole discretion of iHOptions.
If, at any time before you or the Friend receive the RF Bonus, you or the Friend's account with iHOptions at the Site is closed, blocked, or self-excluded from promotional offers, neither the Friend nor you will be eligible for any RF Bonus.
The sum of the RF Bonus will be USD50 that will be deposited in the user accounts of you and the Friend. You and the Friend will receive the RF Bonus in your user accounts within two business days from the date in which you are entitled to receive the RF Bonus in accordance with these terms and conditions.
There is no limit on the number of RF Bonuses you may receive, subject to these terms and conditions.
For the avoidance of doubt, it is hereby clarified that an RF Bonus will be granted once per Friend.
iHOptions decision is final on all matters relating to the awarding of the RF Bonus and shall not be subject to review or appeal by you or any third party.
The provisions of article 12 of these terms and conditions apply to the RF Bonus as well.
13. Limited Liability
We undertake to supply steady Services on the Site. However, we assume no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, the Site or Services. We are not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, hardware, software, failure due to technical problems or traffic congestion on the Internet or on any of the Site or Services.
To the maximum extent permitted by applicable law, under no circumstances shall we be responsible for any loss or damage resulting from use of the Site or Services, from any content posted on or through the Site or Services, or from the conduct of any users of the Site or Services, whether online or offline.
IN NO EVENT SHALL iHOptions OR ANY OF ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR SERVICES, INCLUDING BUT NOT LIMITED TO THE QUALITY, ACCURACY, OR UTILITY OF THE INFORMATION PROVIDED AS PART OF OR THROUGH THE SITE OR FOR ANY INVESTMENT DECISIONS MADE ON THE BASIS OF SUCH INFORMATION, WHETHER THE DAMAGES ARE FORESEEABLE AND WHETHER OR NOT IHOptions HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION AND IN NO EVENT SHALL iHOptions CUMULATIVE LIABILITY TO YOU EXCEED THE AMOUNT OF MONEY YOU TRANSFERRED OR DEPOSITED IN YOUR ACCOUNT ON THE SITE IN RELATION TO THE TRANSACTION GIVING RISE TO SUCH LIABILITY.
14. AML Procedures
No person shall abuse this site for the purpose of money laundering. iHOptions employs best-practice anti-money laundering (AML) procedures. iHOptions reserves the right to refuse to do business with, to discontinue to do business with, and to reverse the transactions of customers who do not accept or conform to the following AML requirements and policies:
• Live traders must
provide all requested information upon registration.
• Winnings will only be paid to the individual who initially registered to open a live account.
• When a customer maintains an account by means of telegraphic deposits, winnings will only be distributed to the holder of the originating bank account. When making deposits in this manner, it is the responsibility of the live trader to ensure that the trader’s account number and registered name of the account owner accompany all transfers to iHOptions.
• When a customer funds an account by means of credit/debit card deposits, winnings will only be distributed to the individual whose name appears on the card used to make the deposit and only be paid back to the same card
• Only one account is allowed per person. No winnings may be collected on accounts opened in false names or on multiple accounts opened by the same person.
• iHOptions may, from time to time, at its sole discretion, require a customer to provide additional proof of identity such as notarized copy of passport or other means of identity verification as it deems required under the circumstances and may at its sole discretion suspend an account until such proof has been provided to its satisfaction
15. Intellectual Property
All content, trademarks, services marks, trade names, logos and icons are the property of iHOptions or its affiliates or agents and are protected by copyright laws and international treaties and provisions.
You agree not to delete any copyright notices or other indications of protected intellectual property rights from materials that you print or download from the Site. You will not obtain any intellectual property rights in, or any right or license to use such materials or the Site, other than as set out in this Agreement.
Images displayed on the Site are either the property of iHOptions or used with permission. You agree not to upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights and the prior written consent of iHOptions.
You agree to defend and indemnify iHOptions and its officers, directors, employees, and agents and to hold them harmless from and against any and all claims, liabilities, damages, losses, and expenses, including without limitation reasonable attorney's fees and costs, arising out of or in any way connected with (i) your access to or use of the Site or Services; (ii) your violation of any of the terms of this Agreement; or (iii) your breach of any applicable laws or regulations.
17. Term and Termination
The term of the Agreement shall be unlimited, however iHOptions will be allowed to terminate this Agreement at any time by notice to you. As of termination, you shall not be able to carry out new transactions.
This Agreement shall be governed by and interpreted in accordance with the laws of the British Virgin Islands excluding that body of law pertaining to conflict of laws. Any legal action or proceeding arising under this Agreement will be brought exclusively in courts located in the British Virgin Islands, and the parties hereby irrevocably consent to the personal jurisdiction and venue therein.
iHOptions will not be liable in any way to any persons in the event of force majeure, or for the act of any government or legal authority.
In the event that any provision in this Agreement is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
The failure of a party to enforce any right or provision of this Agreement will not be deemed a waiver of such right or provision.
iHOptions may assign this Agreement
or any rights and/or obligations hereunder without your consent.
iHOptions may amend the terms of this Agreement from time to time by posting the amended terms on the Site. You are responsible for checking whether the Agreement was amended. Any amendment shall come into force as of the day it was published on the Site. If you do not agree to be bound by the changes to the terms and conditions of this Agreement, do not use or access our Services, and inform us in writing immediately.